Recently gone through bankruptcy and had to give up my dependable car. Now I have borrowed nearly $5,000 from friends and family to put an engine in my old car. More repairs were needed and now I'm needing $5,000 to pay back friends and family. I've tried getting loans, but since my bankruptcy is still fairly recent I can't borrow any money. I work full time and am actively seeking a 2nd job. I would really like to go ahead and pay back my fiends and family since I know they need it back soon. If someone could help me I would greatly appreciate it. Email me if you have questions rmiles23@yahoo.com

I'm a 25 year old white female from Louisville, Kentucky. Since last summer I've had financial difficulty. I lost my job due to downsizing and was unemployed from July '04 until January '05. During that time my credit card balances soared and I had to borrow money to get by. After I found another job in February I thought things  would start to get better, but I couldn't afford much more than the minimum balance due on my loans. I filed for bankruptcy in March. I lost my '03 Honda in the bankruptcy and had to fix up my '93 Honda to get back and forth to work. The engine blew and I had no choice but to borrow money from friends and family to get the car repaired. After the engine was put in, several other things went bad and had to be replaced as well. Now I owe $5,000 to friends and family who really need the money back. I've tried applying for loans, but having a recent bankruptcy I keep getting denied. I'm actively seeking a 2nd job, but would really like to get a loan to pay back those I owe since they really need the money back soon. Email me if you would like more info about my situation rmiles23@yahoo.com

Thanks for taking the time to read about my situation.